For non-US founders with serious US spend

5–6 figures a year in travel and rewards, on spend you're already making.
We get you into the US banking & rewards system.

We build your US banking and rewards stack so you get treated like a private client.

Calculate Your Annual Upside

Built for $20K–250K+/month US-linked spend · Best fit if you can park ~$100K+ in US balances and have $1M+ in combined assets

The problem

Your current cards are leaving five to six figures on the table. Every year.

Standard rewards cards outside the US return 0.5–1%. The US rewards system is a completely different game. At $20K–250K/month, that's five to six figures a year you're handing back to the banks for nothing.

What you earn now
0.5 – 1%
Effective return on your spend
With US rewards cards
10x–30x more
vs what you get outside the US
Your annual upside

See what your spend is really worth

Built for $20K–250K+/month US-linked spend. Enter your numbers and we'll show you the year-one upside.

Monthly US-linked spend
What do you spend most on? Pick 1–3
Ads / Marketing
Shipping
Travel
Dining
Office / Supplies
Software / SaaS
General spend
Select a category to see your potential earnings

*Range based on top US business rewards cards: conservative travel (2.5¢/point) to premium business class (10¢/point). You can always cash out at 1¢/point (straight cashback). That’s the floor no matter what. Actual value varies by card, redemption method, and approval.

Real examples

Booked with points. Paid for with spend.

Qatar Airways Qsuite Business ClassBooked with points
Barcelona → Maldives
Qatar Airways Business Class · Round trip · 2 people
Retail value$23,670
Spend that earned it$86,500
Retail value
$23,670
British Airways Club Suite Business ClassBooked with points
London → New York
British Airways Business Class · One way
Retail value$9,968
Spend that earned it$24,667
Retail value
$9,968
Singapore Airlines A380 Business ClassBooked with points
Dubai → Singapore
Singapore Airlines Business Class · A380 · One way
Retail value$3,269
Spend that earned it$17,000
Retail value
$3,269
Emirates A380 Business Class Bar LoungeBooked with points
Dubai → New York
Emirates A380 Business Class · One way
Retail value$4,101
Spend that earned it$34,500
Retail value
$4,101
Air France Business ClassBooked with points
Frankfurt → Miami
Air France Business Class · One way
Retail value$3,849
Spend that earned it$22,000
Retail value
$3,849
Park Hyatt Maldives Overwater VillaBooked with points
Park Hyatt Maldives
4 nights · Overwater Villa
Retail value$12,144
Spend that earned it$46,667
Retail value
$12,144
Park Hyatt Tokyo RoomBooked with points
Park Hyatt Tokyo
4 nights · Deluxe Room
Retail value$6,232
Spend that earned it$53,333
Retail value
$6,232
Andaz Maui at Wailea Resort HawaiiBooked with points
Andaz Maui, Hawaii
4 nights · Standard Room
Retail value$6,000
Spend that earned it$53,333
Retail value
$6,000
Magma Resort SantoriniBooked with points
Magma Resort, Santorini
5 nights · Peak Season
Retail value$4,000
Spend that earned it$41,667
Retail value
$4,000
ANA First Class The SuiteBooked with points
Chicago → Tokyo
ANA First Class · The Suite · One way
Retail value$10,000
Spend that earned it$15,000
Retail value
$10,000
Iberia Business Class A350Booked with points
Madrid → New York
Iberia Business Class · One way
Retail value$3,380
Spend that earned it$8,500
Retail value
$3,380
Park Hyatt St Kitts CaribbeanBooked with points
Park Hyatt St. Kitts
4 nights · Caribbean
Retail value$4,400
Spend that earned it$33,333
Retail value
$4,400
Client results

Real people, real rewards, real results

Client enjoying business class flat bed
Client message about life-changing points
5-star hotel booked with points
Business class menu and passport
Client dining in business class
Business class flight booking confirmation
Client ITIN approval message
Business class meal and wine
Client ITIN confirmation message

You're already spending the money. See what it's actually worth.

Calculate Your Annual Upside
How it works

We do the work. You get the rewards.

01

Book a call

We'll walk through your numbers and show you your conservative 12–24 month upside. If it's not at least 5x our fee, we don't invite you to work with us.

02

We do the heavy lifting

We handle strategy, bank selection, sequencing, paperwork prep, and coordination. You join a few short identity calls, upload documents through each bank's secure portal, and approve openings from your phone. A few hours of your time, spread across a few weeks.

03

Start earning

Every dollar you spend now earns you way more.

04

Enjoy the rewards

Cash back, business class flights, hotel upgrades. However you want to use them.

Teo - Money Glitch
Meet Teo

How it started.

First time I heard about the US rewards system, it blew my mind. People getting 10x, 20x, sometimes 30x more back on their spend than anywhere outside the US. I wanted in.

Turns out the US rewards system isn't built for people outside the US. It's possible to get in, but there are so many extra hoops to jump through as a non-US citizen. We spent thousands on consultants and professionals to figure it all out. Then we did it for ourselves. Then for our private network of entrepreneurs.

We've built the relationships and systems to make the entire process seamless. Our team is ready to do it for you.

$100K+
in travel value unlocked for non-US founders so far
Battle-tested
with our private network of entrepreneurs
Common questions

Everything you're probably wondering

It's the real value you get back through US credit card rewards on your spending. Realistic travel redemptions run 2.5–10¢ per point. Spend $50,000, earn enough points to book a $10,000 business class flight, and that's a 20% return on your spending. You can always cash out at 1¢ per point (straight cashback). That's the floor no matter what.

Jokes aside, yes, it's 100% legal. Millions of Americans have been taking advantage of it for years. But we get it, if you're not used to it, it feels too good to be true.
Our flagship US Banking & Rewards Implementation is typically $20,000 one-time. On your strategy call we'll go through your numbers together. If we can't show you a conservative 12–24 month upside that's at least 5x our fee, we won't offer it to you.
US banks compete aggressively for customers. That competition means massive sign-up bonuses, higher reward rates, and premium perks that simply don't exist outside the US. We help you access that system.
Not even close. Even if you have an Amex or similar premium card in your country, the benefits are a fraction of what the same card offers in the US. Same brand, completely different level of rewards.
Yes. Banking and security rules don't let anyone else verify your identity. You join a few short calls with bankers, upload documents through their secure portals, and approve openings via your own email or SMS. We prepare everything, tell you exactly what to say, and coordinate every step. Total time on your side is usually a few hours spread across a few weeks.
No. The US rewards system is open to non-US citizens and non-residents. It's just not designed to make it easy, but we can help you with that.
No. We understand it's not always convenient or possible to travel, so we've made sure to fully accommodate our clients. Everything can be done remotely.
No, it won't block you. We can build your US credit profile from scratch, completely independent from your home country. If you do have good credit at home, even better. In some countries we can transfer that history to speed things up.
No. If you already have one, we can usually move faster. If not, and your numbers qualify, we'll help you set up the right structure as part of the engagement.
No. Getting into the US rewards and credit system doesn't create any US tax obligations. That said, we're not tax advisors. If you have a specific situation, check with your accountant.

You're already spending the money.
Plug in your numbers and we'll show you what it's really worth.

And exactly how to get it.

Calculate Your Annual Upside